Dealing with coffee shop working capital can be incredibly frustrating for business owners.
Look for the factor rate (not APR). A 1.3 factor on $50K means you repay $65K. Calculate your true cost.
Check for origination, processing, ACH, late, and prepayment fees. These add up fast.
Convert factor rate to APR. A 6-month term at 1.3 factor ≈ 60% APR. Know what you're really paying.
We provide clear, upfront pricing. No hidden fees. Know exactly what you'll pay before signing.
Call (971) 408-0163 for a no-obligation comparison. See how much you could save.
| Feature | Clover Capital | CapClover |
|---|---|---|
| Customer Support | ✗ Hard to reach, long wait times | ✓ Your dedicated rep's direct line |
| Funding Amount | ✗ Limited options | ✓ Up to $500,000 |
| Approval Time | ✗ Days or weeks | ✓ Same-day decisions |
| Fee Transparency | ✗ Hidden fees reported | ✓ Clear, upfront pricing |
| Flexibility | ✗ Rigid payment terms | ✓ Flexible repayment options |
Get up to $500,000 with transparent terms and a dedicated rep who actually picks up the phone.