Hidden Clover Fees Hitting Kansas City Businesses? Know Your Options

Nothing stings like unexpected fees eating into your hard-earned profits. Kansas City merchants are discovering charges they never agreed to—PCI fees, statement fees, and rate increases. You have options.

Quick Fixes to Try Right Now

Audit Your Statements

Review the last 3 months of statements line by line. Note any fees you don't recognize or didn't expect.

Understand Your Contract

Find your original agreement and compare quoted rates to actual charges. Note any terms about rate increases.

Request Fee Explanation

Call and ask for a detailed breakdown of every fee. Get it in writing. Some fees can be negotiated or removed.

Calculate True Cost

Add up all fees (not just processing rate) and calculate your effective rate. Many merchants find they're paying 4-5% when they were quoted 2.9%.

Compare Alternatives

Get quotes from other processors. Transparent pricing exists—you don't have to accept hidden fees as normal.

Still Having Issues? Compare Your Options

Feature	Clover	CapClover
Customer Support	✗ Long hold times, unresponsive	✓ Your assigned rep's direct line
Business Funding	✗ Limited or no options	✓ Up to $500,000
Approval Time	✗ Weeks or denied	✓ Same-day decisions
Hidden Fees	✗ Frequently reported	✓ Transparent pricing
Contract Terms	✗ Early termination fees	✓ Flexible terms

Tired of Clover Headaches?

Get business funding up to $500,000 with your own dedicated rep - this is their direct line, not a call center.

Call Now: (971) 408-0163 Pre-Qualify Online

Frequently Asked Questions

What hidden fees does Clover charge?

Common surprise fees include: PCI compliance ($99-149/year), statement fees ($10-15/month), batch fees ($0.10-0.25 per batch), regulatory fees, and annual membership fees. These add up significantly.

Can I negotiate Clover fees?

Sometimes. If you have leverage (high volume, long tenure, credible switching threat), you may negotiate lower rates or fee waivers. Get any agreements in writing.

How do I cancel Clover without fees?

Check your contract for early termination fees (ETF). Some contracts have $250-500 ETFs. If Clover breached terms (unauthorized fees, service failures), you may have grounds to dispute the ETF.

Are there Clover alternatives without hidden fees?

Yes. CapClover offers transparent pricing with no hidden fees. Every cost is explained upfront. Plus, you get access to business funding up to $500,000 that Clover doesn't offer.