Trying to decide between Clover and Square? Both have pros and cons, but many business owners find themselves frustrated with hidden fees, poor support, and restrictive contracts. Let us help you understand your options.
Square charges 2.6% + 10¢ for in-person transactions. Clover's rates vary by reseller and can include hidden fees. Get a transparent quote from CapClover.
Square offers free card readers but charges $299-$799 for terminals. Clover hardware ranges from $499-$1,799. Ask about CapClover's equipment options.
Both Clover and Square have notoriously long wait times. CapClover gives you a dedicated rep's direct line - no call centers.
Square is month-to-month. Clover often locks you into multi-year contracts with early termination fees. CapClover offers flexible terms.
| Feature | Clover | CapClover |
|---|---|---|
| Customer Support | ✗ Long hold times, unresponsive | ✓ Your assigned rep's direct line |
| Business Funding | ✗ Limited or no options | ✓ Up to $500,000 |
| Approval Time | ✗ Weeks or denied | ✓ Same-day decisions |
| Hidden Fees | ✗ Frequently reported | ✓ Transparent pricing |
| Contract Terms | ✗ Early termination fees | ✓ Flexible terms |
Get business funding up to $500,000 with your own dedicated rep - this is their direct line, not a call center.
Both have strengths, but many small businesses prefer Square's simplicity while Clover offers more customization. However, both struggle with customer support. CapClover combines robust features with dedicated support.
Clover is sold through resellers with varying prices and contracts. Square sells direct with flat-rate pricing. Clover has more hardware options while Square has a simpler ecosystem.
Yes, but you may face early termination fees with Clover. Consider CapClover instead - we can help with contract buyouts and offer better support than both.
Square's fees are transparent at 2.6% + 10¢. Clover fees vary and often include hidden charges. CapClover offers competitive, transparent pricing with no surprises.