Curious about who's behind your Clover system? Understanding ownership helps you make informed decisions about your payment provider and what support to expect. Here's the full story.
Clover is owned by Fiserv, Inc., a Fortune 500 financial services technology company headquartered in Wisconsin.
Clover was originally developed by First Data Corporation. Fiserv acquired First Data in 2019 for $22 billion, gaining Clover in the process.
As part of Fiserv, Clover has significant resources but operates as one of many products. Support quality can vary.
Large corporate ownership isn't always best for small merchants. Consider providers that prioritize personalized service.
| Feature | Clover | CapClover |
|---|---|---|
| Customer Support | ✗ Long hold times, unresponsive | ✓ Your assigned rep's direct line |
| Business Funding | ✗ Limited or no options | ✓ Up to $500,000 |
| Approval Time | ✗ Weeks or denied | ✓ Same-day decisions |
| Hidden Fees | ✗ Frequently reported | ✓ Transparent pricing |
| Contract Terms | ✗ Early termination fees | ✓ Flexible terms |
Get business funding up to $500,000 with your own dedicated rep - this is their direct line, not a call center.