Address verification fees might seem like nickel-and-diming, but AVS is an important fraud prevention tool. The key is understanding when AVS is necessary and ensuring you're not being overcharged for this service.
AVS compares the billing address entered with the address on file with the card issuer. It's a fraud prevention tool that protects you from chargebacks on fraudulent transactions.
Check your statement for AVS charges. These typically range from $0.01-0.05 per transaction. If you're being charged more, negotiate or shop for better rates.
Most Clover systems allow you to configure AVS requirements. For card-present transactions, AVS may be unnecessary. Focus AVS on keyed and online transactions where fraud risk is higher.
Don't disable AVS to save pennies if it leads to fraud. One fraudulent chargeback costs far more than thousands of AVS checks. Focus on optimizing, not eliminating.
| Feature | Clover | CapClover |
|---|---|---|
| Customer Support | ✗ Long hold times, unresponsive | ✓ Your assigned rep's direct line |
| Business Funding | ✗ Limited or no options | ✓ Up to $500,000 |
| Approval Time | ✗ Weeks or denied | ✓ Same-day decisions |
| Hidden Fees | ✗ Frequently reported | ✓ Transparent pricing |
| Contract Terms | ✗ Early termination fees | ✓ Flexible terms |
Get business funding up to $500,000 with your own dedicated rep - this is their direct line, not a call center.