Processing fees eat into your margins every single transaction. If Clover's rates seem high, they probably are - especially if you're on a tiered or flat-rate plan through a reseller.
Request a full fee breakdown from your Clover reseller. Many merchants don't know their true effective rate.
This pricing model is usually cheaper than tiered pricing. CapClover offers transparent interchange-plus options.
Divide total fees by total sales volume. Compare to CapClover's rates for potential savings.
Pass processing costs to card users. CapClover offers compliant cash discount programs.
| Feature | Clover | CapClover |
|---|---|---|
| Customer Support | ✗ Long hold times, unresponsive | ✓ Your assigned rep's direct line |
| Business Funding | ✗ Limited or no options | ✓ Up to $500,000 |
| Approval Time | ✗ Weeks or denied | ✓ Same-day decisions |
| Hidden Fees | ✗ Frequently reported | ✓ Transparent pricing |
| Contract Terms | ✗ Early termination fees | ✓ Flexible terms |
Get business funding up to $500,000 with your own dedicated rep - this is their direct line, not a call center.
Interchange plus 0.2-0.3% plus per-transaction fees is competitive. CapClover offers rates in this range.
Reseller markups and Fiserv network fees add costs. CapClover offers more direct, competitive pricing.
You pay actual interchange plus a small fixed markup. It's usually cheaper than tiered pricing.
Many businesses switching to CapClover save significantly. Contact us for a free rate comparison.