Batch fees might seem small - usually a few cents to a few dollars per day - but they add up. Understanding when and why you're charged can help you optimize your settlement schedule and reduce costs.
Batching is when your day's transactions are sent to the processor for settlement (funding). Most Clover systems batch automatically at a set time each day.
Check your statement for batch/settlement fees. These typically range from $0.10-0.35 per batch. Some processors charge more, which may be negotiable.
If you have very low daily volume, ask about batching less frequently (though this delays funding). For most businesses, daily batching is optimal despite the small fee.
Batch fees are negotiable. If you're paying more than $0.25/batch, ask your processor for a reduction. Some processors don't charge batch fees at all.
| Feature | Clover | CapClover |
|---|---|---|
| Customer Support | ✗ Long hold times, unresponsive | ✓ Your assigned rep's direct line |
| Business Funding | ✗ Limited or no options | ✓ Up to $500,000 |
| Approval Time | ✗ Weeks or denied | ✓ Same-day decisions |
| Hidden Fees | ✗ Frequently reported | ✓ Transparent pricing |
| Contract Terms | ✗ Early termination fees | ✓ Flexible terms |
Get business funding up to $500,000 with your own dedicated rep - this is their direct line, not a call center.