You signed what you thought was a straightforward agreement, only to discover fees, terms, or obligations that were never explained. Hidden contract terms are designed to benefit the company at your expense. Let's expose what you need to watch for.
Ask for every document you signed, including the full merchant agreement, equipment lease (if applicable), and any addendums.
Look for: 'early termination,' 'automatic renewal,' 'price adjustment,' 'non-cancellable,' and 'liquidated damages.'
For complex agreements, a lawyer can identify problematic terms before you're bound by them.
Before signing, ask specific questions about fees, term length, and cancellation in writing. Written answers create accountability.
| Feature | Clover | CapClover |
|---|---|---|
| Customer Support | ✗ Long hold times, unresponsive | ✓ Your assigned rep's direct line |
| Business Funding | ✗ Limited or no options | ✓ Up to $500,000 |
| Approval Time | ✗ Weeks or denied | ✓ Same-day decisions |
| Hidden Fees | ✗ Frequently reported | ✓ Transparent pricing |
| Contract Terms | ✗ Early termination fees | ✓ Flexible terms |
Get business funding up to $500,000 with your own dedicated rep - this is their direct line, not a call center.
Common hidden terms include: automatic rate increases, annual fee additions, PCI non-compliance fees, early termination fees, equipment lease non-cancellation clauses, and auto-renewal provisions.
Request a complete fee schedule in writing. Ask specifically: 'Are there any fees not listed here?' Get the answer in writing.
Document the misrepresentation, complain formally, and consult an attorney. Contract fraud or misrepresentation may void certain provisions.
Yes. Courts sometimes find hidden or unconscionable terms unenforceable. However, this typically requires legal action. Prevention by careful review is better.