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Can You Take Clover to Small Claims Court?

When you've been wronged and other resolution attempts have failed, small claims court offers a way to seek justice without expensive attorneys. If Clover owes you money or has caused financial harm, you have the right to pursue legal remedies.

Quick Fixes to Try Right Now

1

Check the Arbitration Clause

Most Clover contracts require arbitration instead of court. Review your agreement - you may need to pursue arbitration instead.

2

Calculate Your Damages

Document exactly how much money you've lost. Small claims limits vary by state ($5,000-$25,000 typically).

3

Identify the Correct Defendant

You may need to sue the specific entity you contracted with, which could be a reseller rather than Clover directly.

4

Gather All Evidence

Collect contracts, statements, emails, call logs, and any evidence of misrepresentation or breach.

Still Having Issues? Compare Your Options

Feature Clover CapClover
Customer Support Long hold times, unresponsive Your assigned rep's direct line
Business Funding Limited or no options Up to $500,000
Approval Time Weeks or denied Same-day decisions
Hidden Fees Frequently reported Transparent pricing
Contract Terms Early termination fees Flexible terms

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Frequently Asked Questions

Can I sue Clover in small claims court?

It depends on your contract. Most merchant agreements include mandatory arbitration clauses that prevent court litigation. Review your specific agreement.

What's the small claims limit for Clover disputes?

Limits vary by state, typically $5,000-$25,000. If your damages exceed the limit, you can either waive the excess or file in regular court.

Do I need a lawyer for small claims against Clover?

Small claims court is designed for self-representation. Many courts don't allow attorneys. However, consulting one beforehand can help you prepare.

What if Clover doesn't show up to small claims court?

If the defendant doesn't appear, you may win a default judgment. However, collecting on that judgment from a large corporation can be challenging.