Underwriting delays and requests for endless documentation can put your business on hold. You need a provider that works with you, not against you.
Prepare: business license, EIN letter, voided check, three months bank statements, and processing statements if available.
Ensure your application matches your documents exactly. Mismatches cause delays and additional requests.
Underwriting teams have deadlines. The faster you respond to document requests, the faster your approval.
Request a specific timeline for approval and follow up if that deadline passes without update.
| Feature | Clover | CapClover |
|---|---|---|
| Customer Support | ✗ Long hold times, unresponsive | ✓ Your assigned rep's direct line |
| Business Funding | ✗ Limited or no options | ✓ Up to $500,000 |
| Approval Time | ✗ Weeks or denied | ✓ Same-day decisions |
| Hidden Fees | ✗ Frequently reported | ✓ Transparent pricing |
| Contract Terms | ✗ Early termination fees | ✓ Flexible terms |
Get business funding up to $500,000 with your own dedicated rep - this is their direct line, not a call center.