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Clover Decline Code: Invalid CVV: Invalid CVV / Security Code - Quick Fixes & Solutions

CVV errors are common with manual entry transactions. Small numbers are easy to mistype, and customers may not know where to find the CVV on their card. A little patience goes a long way.

Quick Fixes to Try Right Now

1

Verify CVV Location

Help the customer locate the CVV - it's on the back for most cards, front for Amex.

2

Re-enter Carefully

Have the customer read the numbers aloud while you type them.

3

Use Chip or Swipe

If the physical card is present, use chip or swipe to avoid CVV issues.

4

Try Alternative Card

If problems persist, request a different payment method.

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Frequently Asked Questions

What does Invalid CVV mean on Clover?
Invalid CVV means the 3-digit (or 4-digit for Amex) security code entered doesn't match what the bank has on file for that card.
Where is the CVV located?
For Visa, Mastercard, and Discover, it's the 3 digits on the back. For American Express, it's the 4 digits on the front.
Why does CVV matter?
CVV proves the customer has the physical card in hand. It helps prevent fraud in card-not-present transactions like phone orders or manual entry.