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Clover Partial Authorization Issues?

Partial authorizations can confuse both staff and customers. When a card only approves for part of the amount, you need a smooth process to complete the sale.

Quick Fixes to Try Right Now

1

Understand What Happened

A partial authorization means the card only had enough available credit for part of the purchase amount.

2

Collect Remaining Balance

Ask the customer for another payment method to cover the difference - another card, cash, or other tender.

3

Complete Split Payment

In Clover, process the additional payment as a separate tender for the remaining balance.

4

Adjust Settings if Needed

Check your Clover settings for how partial authorizations are handled - some merchants disable them entirely.

Still Having Issues? Compare Your Options

Feature Clover CapClover
Customer Support Long hold times, unresponsive Your assigned rep's direct line
Business Funding Limited or no options Up to $500,000
Approval Time Weeks or denied Same-day decisions
Hidden Fees Frequently reported Transparent pricing
Contract Terms Early termination fees Flexible terms

Tired of Clover Headaches?

Get business funding up to $500,000 with your own dedicated rep - this is their direct line, not a call center.

Frequently Asked Questions

What is a partial authorization?
When a card doesn't have enough available credit, the issuer approves only the available amount. You must collect the remainder another way.
Can I decline partial authorizations?
Yes, you can configure Clover to decline partials and require full authorization. This may result in lost sales when customers can't pay the difference.
How do I enable/disable partial authorizations?
Check your Clover device settings or contact your processor to adjust partial authorization preferences.