Late captures can result in declined transactions, additional fees, or lost sales. Understanding authorization timing is crucial for avoiding these costly mistakes.
Card authorizations typically expire in 7-30 days depending on card type. Visa/MC is usually 7-8 days.
Capture transactions within 24-48 hours of authorization when possible to avoid issues.
Check your Clover dashboard regularly for open authorizations that need capture.
If auth expires, you'll need to run the card again. Contact customer to inform them of the new charge.
| Feature | Clover | CapClover |
|---|---|---|
| Customer Support | ✗ Long hold times, unresponsive | ✓ Your assigned rep's direct line |
| Business Funding | ✗ Limited or no options | ✓ Up to $500,000 |
| Approval Time | ✗ Weeks or denied | ✓ Same-day decisions |
| Hidden Fees | ✗ Frequently reported | ✓ Transparent pricing |
| Contract Terms | ✗ Early termination fees | ✓ Flexible terms |
Get business funding up to $500,000 with your own dedicated rep - this is their direct line, not a call center.